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Fee Schedule

Fee Schedule

Finvest has no account opening fees or transfer fees. We offer commission-free investing for stocks and ETFs. We are totally transparent on fees with you - no sneaky fees now or ever.

Stocks and ETFs1

No Fee

Treasury and Corporate Bonds

We charge a management fee of 0.3% per year on the assets under management for your treasury and corporate bond holdings only. For example, if your average balance for the year is $1,000, your total fee would be $3. Here’s how the fee is calculated and charged:

Daily Accrual: The annual fee of 0.3% is divided by 365 days to determine the daily rate. This daily rate is then applied to the end-of-day market value of your portfolio. The fee accrues daily based on this value.

Monthly Deduction: At the beginning of each month, we total the daily fees accrued during the previous month and deduct the cumulative amount from your cash account.

Finvest Cash Account

No Fee

Account Opening

No Fee

ACH Outgoing (From brokerage to bank)

No Fee

ACH Incoming (From bank to brokerage)

No Fee

ACH Return Fee (Occurs when an ACH deposit initially settles but is rejected later)

$25 / transaction

‍1 Regulatory agencies charge us fees for certain trades, which we pass onto you; see the Regulatory Trading Fees section below.
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Regulatory Trading Fees

These are fees charged by regulatory agencies or exchanges, and passed onto the investor. These fees are subject to change without notice. You should always check the current posted Fee Schedule before placing trades in your account

Regulatory transaction fee

As of May 14, 2025, the SEC requires no further collections for this fiscal year, and set the fee rate at $0. This fee rate will remain in effect until 60 calendar days after a new fee rate is published by the SEC.

Trading activity fee (TAF)

$0.000166 per share (equity sells) and $0.00105 per bond (bond sells). This fee is rounded to the nearest penny with equity fees capped at $8.30 per trade and bond fees capped at $1.05 per trade.

Consolidated Audit Trail (CAT)

$0.000053 per share (equity buys & sells).  If fees are less than $0.01, the fee is rounded down to $0.

American Depository Receipt (ADR)

American depositary receipts (ADRs) are certificates that represent foreign stocks that you can trade on US stock markets. The banks issuing these certificates may charge custodial fees that typically range from $0.01-$0.03 per share.

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The above images are for illustrative purposes only and is designed to help visualize the benefits of our services. The interest rates mentioned or implied within these visuals do not necessarily represent current rates, as they are subject to market fluctuations. For the most up-to-date interest rate information, please refer to the Finvest app.
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Finvest app is owned and operated by Get Moving Inc. Get Moving Inc is an SEC-registered investment adviser and maintains an engagement with Alpaca Securities LLC, a FINRA and SIPC member for the provision of brokerage and clearing services. Alpaca Securities is a wholly-owned subsidiary of AlpacaDB, Inc. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. SIPC does not protect against market losses. Securities products are not FDIC insured, not bank guaranteed, and may lose value.
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With any investment, your capital is at risk. The value of your portfolio with Finvest can go down as well as up. Past performance is no guarantee of future results. You should consult your legal, tax, or financial advisors before making any financial decisions. By using this website, you accept our Terms of Service, Privacy Policy, and Fee Schedule. Please see Customer Relationship Summary.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading. Please read important legal disclosures.

Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Unless otherwise noted, Get Moving Inc and its affiliates are not partners, affiliates, or licensees of these companies.

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